HSA/FSA

Use Your HSA or FSA at Plunge Performance

Many health savings and flexible spending accounts cover cold plunge, red light therapy, and traditional sauna as qualified wellness expenses. Pay online when you book, or bring your card to the studio.

How It Works

1

Book any service at plungeperformance.com

2

Pay with your HSA or FSA card at online checkout — or bring it to the studio

3

Keep your receipt for your records

Not sure if your plan covers it? The easiest way to find out is to try — most HSA debit cards process like any other Visa or Mastercard. If your card declines, we accept all standard payment methods too.

Frequently Asked Questions

Can I use my HSA card at Plunge Performance?

Yes — our payment terminal accepts most HSA debit cards. If your HSA card is issued through Visa or Mastercard, it will typically process like any standard card. Acceptance depends on your individual plan and card issuer.

Can I use my FSA card for cold plunge therapy?

Many FSA plans cover cold plunge therapy as a qualified wellness or recovery expense. Bring your FSA debit card and we'll run it at checkout. If it doesn't process, we accept all other standard payment methods.

Is red light therapy covered by HSA or FSA?

Red light therapy is increasingly recognized as a recovery modality by HSA and FSA plans. Many of our guests successfully pay for red light sessions with their health savings cards.

What happens if my HSA or FSA card is declined?

No problem — we accept all major credit cards, debit cards, Apple Pay, Google Pay, and cash. Some HSA/FSA plans require pre-authorization or a letter of medical necessity, so you may want to check with your plan administrator.

Do I need a doctor's note to use my HSA for cold plunge?

Requirements vary by plan. Some HSA/FSA administrators require a letter of medical necessity (LMN) for wellness services, while others approve transactions automatically. Check with your plan administrator if you're unsure.

Which Plunge Performance services can I pay for with my HSA or FSA?

You can try your HSA or FSA card for any of our services: cold plunge therapy, red light therapy, traditional sauna, PEMF therapy, compression therapy, and TheraJet. Acceptance depends on your plan's covered categories.

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